Wanda Mooney

Blog :: 10-2015

Mortgage Rates Sink Lower This Week - Great Time to Buy or Refinance

Mortgage Rates Sink Lower This Week


Averages on fixed-rate mortgages dropped lower this week, continuing to provide a benefit to home buyers and refinancers, Freddie Mac reports.

Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 22:

  • 30-year fixed-rate mortgages: averaged 3.79 percent, with an average 0.6 point, dropping from last week's 3.82 percent average. Last year at this time, 30-year rates averaged 3.92 percent.

  • 15-year fixed-rate mortgages: averaged 2.98 percent, with an average 0.5 point, falling from a 3.03 percent average. A year ago, 15-year rates averaged 3.08 percent.

  • 5-year hybrid adjustable-rate mortgages: averaged 2.89 percent, with an average 0.4 point, rising from last week's 2.88 percent average. A year ago, 5-year ARMs averaged 2.91 percent.

  • 1-year ARMs: averaged 2.62 percent, with an average 0.2 point, rising from 2.54 percent last week. Last year at this time, 1-year ARMs averaged 2.41 percent.

Looking to Buy a Condo? Two Open Houses today at Silvercrest Condominiums

If you are looking for a carefree low maintenance lifestyle, come take a look at Silvercrest Condominiums. Two open houses today from 12:00 to 2:00 and 2:30 to 4:30. The interior of these homes are beautiful and feature an open kitchen, dining and living area with vaulted ceiling and hardwood floors! There is a large master suite, second bedroom and second full bath, laundry, full basement and an attached garage.  These homes are energy star certified and there are only 5 left.  Prices start at $263,900 - Come take a look today!

For more information - contact me today!

Franklin County Pumpkinfest Saturday 2:00 to 9:00 in Turners Falls, Ma

Franklin County Pumpkin FestThe annual Franklin County Pumpkinfest will take place on Saturday, October 24th from 2:00 to 9:00 p.m. 

Located in the downtown area of Turners Falls. This great event offers lantern making, pumpkin carving, live music and entertainment, kid's activites, food and so much more!  

Bring the whole family and enjoy the festivities.


Two Charming Antique Homes for sale in Rowe and Ashfield, Mass

Charming renovated antique Cape is perfectly sited on 4.39 open acres and comes with a handsome 2-story post & beam barn,  25 x 25 milk room and a carriage house that was once used as a retail flower shop. You can relax on the fabulous front porch and listen to the magical sounds of the Swift River that meanders through the property.  The charming interior features a country kitchen that is open to a living or dining area with handsome fireplace and cathedral ceiling.  In addition there is a home office room with separate entrance, a dining or living room,  first floor bedroom, 2 bedrooms on the second floor and a first floor bathroom that has a clawfoot tub and separate room with sink and shower.  This home is set back off the road and is surrounded by mature trees and lovely flowers.  This special place is perfect for having animals and the ideal spot for a farm stand.   It is conveniently located on the outskirts of town in south Ashfield and less than 30 minutes to I-91. $339,000

Enjoy the Video of this Charming Antique Home!

Play VisualTour


Enchanting c.1870 Stone House in a tranquil and private setting with 58 acres. This home is located in the Town of Rowe where you have the benefit of enjoying the beautiful Pelham Lake, walking trails, new Elementary School and the real estate taxes are only $1,493/yr.  The welcoming interior has all the charm you can imagine and various woods were used throughout including butternut, cherry, pine and oak.  The kitchen is open to the living area surrounded by windows and a handsome stone fireplace.  There is a dining area with brick fireplace with woodstove; 2 bedrooms, 2 baths, office with built-ins, 2-car garage and a stone courtyard!  The 58 acres is a magical forest that has some hardwood and seasonal streams.    If you are looking for your own retreat in the hills, this is one you must see.  It is located near many recreation and culture activities including Berkshire East, whitewater rafting, fly fishing, alpine slide, mountain biking, hiking trails, and more! $255,000

Enjoy the video of this Enchanting Stone House!

Play VisualTour




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    Looking for a Getaway? 3 Great Choices

    A river stone walkway leads you to a sweet and charming Post & Beam cottage that is nestled in the woods and sited on top of a knoll overlooking a beautiful countryside setting.  You cross a wooden bridge to access the secluded and tranquil 4.6 acre site that has mature trees, stonewall, and seasonal views of the hills beyond.   Local lumber was used to frame this solid structure and all the posts and beams are exposed throughout.  It features a good size kitchen that is open to the living area, wood stove, sliding glass door, radiant heat, spiral staircase, 2 bedrooms and a full bath.   It is easy to maintain and  energy efficient.  The location is ideal for those who love the outdoors.  The Green River is right up the road and is a destination for fishing and swimming. It is also near many recreation and culture activities including the Berkshire East Ski Area where you have alpine sliding, mountain biking, zip lines and downhill skiing 15 minutes from Greenfield and Shelburne Falls. $199,000

    Enjoy the Tour!

    Play VisualTour



    If you are looking for complete privacy and all you can hear is the sounds of nature, this perfect Heath hideaway is one you must see.  Ideal spot for hiking, hunting, snowmobiling, horseback riding and more.  The picturesque 28 acres is located at the end of a town maintained road.  There are two open meadows with good size barn, 2 sheds, pond and beautiful stonewalls.  The rustic interior of the home is charming and cozy.  It has a country style kitchen with antique cookstove, soap stone sink, refrigerator and gas stove.  The kitchen is open to the dining and living area with vaulted ceiling, woodstove and sliding glass doors to a new deck.  In addition there are 3 bedrooms, full bath, and a large mudroom with washing machine.  It is well maintained and ready for you to move in and enjoy.  This is a fabulous piece of property and one you would love to own.  Call today for more information and come take a look! $174,900

    Enjoy the Tour!

    Play VisualTour


    $45,000 buys this affordable getaway in excellent condition.  The 2006 32ft Sprinter Trailer is sited on a .25 lot with frontage and views right on Papoose Pond in Mohawk Beach Estates.   This is one of the few lots that is located on a town maintained road which allows for easy access year round.  The trailer is neat as a pin and features a good size kitchen, dining/living area, 2 bedrooms and a full bath.  The owners built a solid roof structure over the trailer with a fabulous porch and deck area that is ideal for BBQ and entertaining.  In addition it comes with your own private dock and a storage shed.  Mohawk Estates offers swimming, fishing, recreation hall, and a pavilion!  It is located near many recreation activities including snowmobiling, downhill skiing, mountain bike riding, hiking, rafting and more.  If you are looking for a getaway that requires minimum maintenance and no work, come take a look at this one.  You won't be disappointed.

    Check out the Video!

    Play VisualTour



    2 Log Homes For Sale in the Hills of Hawley and Charlemont, Mass

    Quality built contemporary style log home has a spacious floor plan with separate living quarters that is perfect for an in-law apartment or guests.  The main living area features a large kitchen that is open to the living area with cathedral ceiling and there are 2 bedrooms and a full bath on the second floor.   The guest quarters has a large kitchen and living area with vaulted ceiling, a separate entrance, bedroom and a full bath.  In addition there are two finished rooms in the walk out basement area, Buderus heating system, hardwood and tile floors, exposed beams throughout, large wrap around porch, and a 16 x 20 shed.  The house is surrounded by attractive landscape and is sited on 2.9 acres.  This home is near many recreation and cultural activities, located less than 10 minutes from the Village of Shelburne Falls and Charlemont and 20 minutes to Greenfield. $259,000

    This is truly log home living at its best! Striking contemporary style Lincoln Log and Post & Beam Home has approximately 3500sqft of spacious living space and 18 acres of land.   The kitchen is open to the living area with vaulted ceilings and a wall of glass sliders where you can access the front deck & overlook picturesque mountain view & Berkshire East.  The bonus is an attached three car garage with a 25 x 39 finished room with 1/2 bath, vaulted ceilings, and skylights.  This fabulous room is perfect for a studio, office space or family room.  In addition it has a 1st flr master bedroom w/full bath, 2 bedrooms w/loft area and a full bath on the upper level, Solarium with hot tub, large full walk-out basement, spacious entry/office area.  For those who love to work out, extensive home gym is included in the package.  Plenty of recreational activities nearby including downhill skiing, mountain bike trails, alpine slide, zip lines, whitewater rafting & more.  Call today for details! $495,000


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      Extremely Well Built Tudor Style Home with Apartment For Sale

      Come take a look at this extremely well built Tudor style contemporary home that comes with a very nice apartment that is perfect for in-law, rental income, studio or home office.  The multi-level design has a spacious and open floor plan that features a large kitchen and dining area with a large living room that comes with a fireplace and vaulted ceiling.  In addition the main level living area has a good size full bath with laundry & jacuzzi tub  and there are two bedrooms.  The lower level has one bedroom, full bathroom, recreation room and the apartment has an open kitchen and living area with full bath.  In addition this home has an attached oversized 2 car garage, central air, large deck, shed and a heated pool!  Conveniently located in the beautiful meadows area of Greenfield and is ready for immediate occupancy.   Call today for a showing appointment and take a tour! $299,000

      Ashfield Fall Festival and Open House Weekend

      While you enjoy the Ashfield Fall Festival come take a tour of this beautiful antique Colonial home from 12:00 to 2:00 on Saturday.   

      Located at 339 Norton Hill Road, just a short walk from the charming downtown!

      Play VisualTour

      You will appreciate the quality workmanship, period details, hand planed paneling, crown moldings, custom cabinetry, wide pine floors and built-ins.   It is tastefully renovated and in a great location.


      Come see what Ashfield is all about and enjoy a day at the Ashfield Fall Festival.  It has arts and crafts exhibits, fabulous food, live music, dance, children activities, and more!  The festival is open both Saturday and Sunday from 10 to 5.  Click here for more information


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