Exquisite c.1790 antique Colonial on 9 picturesque open acres is surrounded by gorgeous gardens and majestic trees. This antique treasure is a true representation of a well preserved museum quality home. The interior features many period details including 7 fireplaces with beautiful handcrafted mantels, detailed moldings, wainscoting, wide pine floors and an impressive Palladian window. The owners have tastefully blended the modern conveniences of today with updating the bathrooms, creating a family and laundry room, and adding solar for electricity and hot water. There are separate guest quarters that was once an antique shop and is perfect for a home based business. The open land is ideal for animals to roam and plenty of space to grow your own food. There is frontage on the South River and it does abut conservation land. This special property is conveniently located only 20 minutes from I-91, 30 minutes to Northampton and 10 minutes to Shelburne Falls. This one is a gem!
An article recently published by Mass Live announced that the Pioneer Valley is moving into a “seller’s market”. This means that the real estate market is currently favoring sellers, rather than buyers. The lack of homes for sale puts pressure on buyers to move quickly in their purchasing actions, or else risk losing out on getting the house they wanted.
According to the article, sales of single-family homes in June 2017 are fewer than in June 2016, while the median sales price rose. Also, the average number of days a home is on the market for June 2017 has decreased compared to June 2016. Specifically in Franklin County, sales are down 1.3 percent with 75 sales in June 2016 and 74 sales in June 2017 and the median price rose 16.3 percent from $224,000 to $260,500.
So what does all this mean for you? In a seller’s market, desirable houses sell quickly. If you are pursuing a new home, act in a timely manner. On the other hand, if you have been thinking of putting your home on the market, now is a good time to do so. However, sellers sometimes get overexcited in a seller’s market and might ask too high of a price. This leads to their house sitting on the market for too long. Make sure to maintain reason when listing your home.
For more advice on how to act in a seller’s market of if you are thinking of buying or selling, get in touch with Wanda Mooney at (413) 768-9848 or firstname.lastname@example.org.
To read the full article on masslive.com click here.
Stop by my open house today (Saturday, Nov 5th) from 12:00 to 2:00 and take a look at my new listing located at 410 Hadley Road, Sunderland, Ma.
Charming and well maintained home is in a convenient Sunderland location less than 15 minutes to UMASS and Route 9. The welcoming interior features a very nice family room with access to a deck and tile floors, eat-in kitchen with stainless steel appliances, 3 bedrooms with one on the first floor, 1 1/2 baths, wood floors, central air and a full basement. The bonus is the oversized insulated attached 2 car garage with a spacious work shop on the second floor that can easily be converted to a home office or studio space. The yard is surrounded by attractive landscape and the back yard is very private and comes with a garden shed. This is a place you would love to call home! $329,900
This Ranch style home is much larger than it looks and it is in a fabulous Deerfield location with picturesque seasonal mountain views and a great back yard. The spacious interior has a large living room with fireplace and double sliding glass doors that lead to a deck and an enclosed porch. In addition the main living area has an attractive kitchen with lots of cabinets and a breakfast bar, dining room, 2 bedrooms and a full bath. The lower level has two additional bedrooms, a family room with fireplace, full bath and laundry. It has an attached 1 car garage and plenty of storage in the basement area. This home is ready for immediate occupancy. Call today and set up a showing appointment. $259,000.
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Impressive & beautifully handcrafted Timber Frame home is perfectly sited on 71 secluded acres. The attention to detail, quality workmanship, and upscale materials combined with comfortable living environment makes this home truly special. The outside is enhanced by beautiful stone patios where you can sit back and enjoy the sounds of nature & the wooded landscape. The gorgeous chef’s kitchen is open to the dining and living area that features handsome fireplace and cathedral ceiling. There is a first floor master suite w/full bath, walk-in closet & patio doors to an outside sitting area. The upper level has 2 bedrooms, full bath & office/sitting area. This home is super insulated and has central air, radiant heat, cherry floors, generator, full walk-out basement, gazebo w/hot tub, and large enclosed porch. There is an attached 2 car garage w/2nd floor that is perfect for an in-law apt or studio space. There is a very nice barn and some open land. Located less than 15 min from I-91. $730,000
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Attractive and meticulously maintained beautiful home is sited perfectly on top of a knoll in a private and magical 8 acre setting. The natural landscape with massive rock ledges is simply breathtaking. The spacious floor plan and sunlit rooms provides a comfortable living environment. The dining and living area has sliding glass doors providing access to a large deck & views of the picturesque yard. You will enjoy cooking in the attractive kitchen that features oak cabinetry, ample countertop space and a center island. When your day is complete the master bath w/jet tub is the perfect stress reliever. Features include a master suite w/walk-in closet & master bath, 3 bedrooms, 2 full baths, and entry w/laundry. There is an oversized 2 car garage w/bonus room that can easily be finished . You have the best in country living w/the convenience of being less 15 min. to Northampton, Cooley Dickinson Hospital & I-91. Located on a popular bike route and plenty of nearby trails. Must See!
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Meticulously maintained Colonial style home is in pristine condition and perfectly sited in a secluded and beautiful countryside setting. The private 10 acres has seasonal streams, Goshen stone walkway and manicured yard enhanced by lovely flowers, perennials, & ornamental trees. The spacious interior is light and bright and has a great floor plan. The main living area features an attractive kitchen that is open to the dining area, a large living room w/highly efficient wood stove, family room, 1/2 bath, and a large mudroom w/washer & dryer. The 2nd floor has a master suite w/walk-in closet and a full bath w/ jet tub, 2 bedrooms, 2nd full bath and 2 additional rooms now used for office/den. In addition there are hardwood/tile floors, central air, Pella Windows, oversized 2 car gar, full basement, & charming 3 season room w/woodstove. The main house is 5-star energy rated! Located on dead-end street with trails nearby. Only 5 min to I-91, 20 min to Brattleboro, VT, 10 min to Greenfield. Asking $359,000
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If you are planning on buying a home or refinancing and would like to know the difference between a 15 vs. 30 year mortgage, this article explains the benefits of both. You do save an enormous amount of money if you can afford larger payments and pay off your home in 15 years or you can go 30 years and make extra principle payments. You can calculate the mortgage payments at www.BankRate.com or ask your lender to show you the difference. Feel free to give me a call at 413-337-8344 or send me an email at email@example.com if you have any guidance.
15 or 30 years: What’s the difference?
At first glance, the difference between a 15-year and 30-year mortgage seems obvious: The former stretches your home loan payments over 15 years, the latter over 30. But you already knew that.
But here’s something you might not know: Since a longer loan life means you can make smaller payments, a recent survey found that 86% of home loan applicants opt for a 30-year mortgage.
Here’s how the numbers play out: If you purchase a $300,000 home with a 20% down payment, a 30-year (fixed-rate) loan at the going interest rate (currently 3.68%), it will cost you $1,102 per month for 30 years. Get that same loan for 15 years, you’ll be rewarded with a slightly lower interest rate (currently 2.69%), but you’ll have to cough up $1,622—$502 more per month.
Bottom line? If you can’t afford large monthly payments or are worried about not being able to in the future due to job loss, sporadic income, health issues, or whatever other curveballs might come your way, it’s understandable that you’d opt for a 30-year mortgage rather than 15. The peace of mind alone could be priceless.
Benefits of a 15-year mortgage
What many homeowners forget to factor in is that a 15-year mortgage may cost more now, but it will save you major cash in interest payments down the road.
“A 15-year loan will save you a ton of money,” says Casey Fleming, author of “The Loan Guide: How to Get the Best Possible Mortgage.”
You might be surprised by just how much, so let’s continue with the above example: For a $300,000 home purchased with a 20% down payment, a 30-year mortgage at today’s average interest rate (3.68%) will end up costing you a total of $456,708—that’s in interest and principal—by the time those 30 years are up. By contrast, a 15-year loan at today’s average interest rate (2.69%) will ultimately cost you only $351,933.
In other words, a 15-year mortgage will ultimately save you $104,775 in interest payments—serious money, which might add up to a very good reason to tighten your belt and give it a try. You can run your own numbers with realtor.com®’s mortgage calculator to figure out which approach is right for you.
How to save money on a 30-year mortgage
If you can’t afford making the higher payments on a 15-year mortgage but like the idea of saving on interest, there are other ways to make that happen, even if you have a 30-year loan.
For one, most lenders don’t prohibit borrowers from paying off a loan early, so there’s no reason you can’t pay off a 30-year loan in just 15 years (or 20, or 25, or whatever you can manage). So if you do find yourself with extra money one month due to a bonus or tax refund, consider putting it toward paying off your mortgage early. You’ll save a huge chunk in interest without sacrificing the sense of security that comes with knowing you can easily afford to make your monthly mortgage payments—and maybe occasionally a little extra.
Article posted on Realtor.com and written by Jamie Wiebe
Magnificent and exquisite custom built home beautifully sited on 17 private acres overlooking picturesque mountain views & gorgeous landscape. The woodwork was meticulously handcrafted and the fine details are done to perfection incorporating cherry, tiger maple, birds eye maple, rose wood & mahogany woods in the cabinetry, built-ins & wood flooring. The 2-story great room is the place to entertain featuring a fabulous bar, built-ins, cathedral ceiling, and an impressive wall of glass w/a perfect view of the stunning scenery. This sunlit room also has a full bath, built-in poker table & loft w/pool table. In addition this home has a elegant formal living room w/cherry raised paneling, attractive kitchen and dining area, master bedroom w/walk-in closet, and 2 additional bedrooms. Manicured grounds are surrounded by natural landscape, flowers, gorgeous stone patios & stone walls. The 6-car garage/barn has a large stall area & 2nd floor that can easily be finished. Near Deerfield Academy. Asking $749,000
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Email Wanda at firstname.lastname@example.org for additional information and a showing appointment.
Living in the country does not get any better than this. Come take a look at this impeccably maintained quality built brick Cape on 11 beautiful acres that overlooks protected land & picturesque views. It is the ideal setting to have animals, gardens or just sit back and enjoy the fabulous setting. The interior features a very nice kitchen w/cherry cabinetry, a center island, granite counter tops and it is open to the dining area. There is a large living room w/cathedral ceiling and a handsome brick fireplace. In addition this home has a fabulous sunroom, first floor bedroom & full bath, pantry, laundry, and a second floor master bedroom complete w/walk-in closet and full bath. If more space is needed, the full walk-out basement has two finished rooms that make a great family and recreation room. The bonus is an in-law apartment located above the 2-car garage that is perfect for guests or can be used as a studio or home office. Located 30 min to Northampton & the Berkshires. Located in Plainfield, Mass. Asking $349,000 Must See!