Wanda Mooney

Real Estate News

Buy in July Mortgage Special at Greenfield Savings Bank

This month, Greenfield Savings Bank is offering a mortgage special! You could receive a ¼ percent reduction on the interest rate of your new Greenfield Savings Bank Fixed-Rate Mortgage. To receive this reduction, apply for your mortgage before July 31st, 2020 and close on your mortgage before September 30th, 2020. The ¼ percent interest rate reduction is off the interest rate at the time of the application. To apply, visit the Greenfield Savings Bank mortgage center online or call for an appointment today at  (413) 774-3191 . Visit greenfieldsavings.com/mortgage/buy-in-july for more details!

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For more information about community happenings and real estate news visit Wanda's Blog at https://www.wandamooney.com/blog/

Thinking of buying or selling? Contact Wanda today at 413-768-9848 or Wanda@WandaMooney.com

May 2020 Pioneer Valley Single Family Home Sales Report

monthly sales report pioneer valley realtorsSales of single family homes in Franklin County were down 43.4% and median price down 17.6% in May 2020 compared to May 2019. The sales were down in Hampden County and up in Hampshire County. Median price was up in Hampden County and down in Hampshire County. 

The average days on market in the Pioneer Valley was down 16.9% from 71 days in May 2019 compared to 59 days in May 2020. Listings that are pending (under agreement to sell) were down 3.2% from 653 listings pending in May 2019 to 632 listings pending sale in May 2020.

For more information about community happenings and real estate news visit Wanda's Blog at https://www.wandamooney.com/blog/

Information provided from the REALTOR Association of Pioneer Valley

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National Homeownership Month 2020: A Great Time to Buy

national homeownership month diversityDuring a time when people are spending more time at home than ever before, there is a new importance placed on homeownership and loving where you live. Homes are no longer a place to simply eat and sleep - they are offices, schools, gyms, and a place to feel safe and secure with family. June is National Homeownership Month and with interest rates at an all time low, now is a great time to buy. 

If you’re a first-time homebuyer or not sure where to start, I recommend checking out my Buyer’s Guide which has helpful articles such as “How Low Mortgage Rates Increase Your Purchasing Power” and “How to Make Your Dream of Homeownership a Reality.” After you’ve had a read-through of the guide, you can start virtually shopping with the user-friendly listing searches on my website. There’s advanced search options so you can filter by town, property type, or style. Or browse popular searches such as country homes or log homes.

If you’re thinking of buying a home, feel free to contact me by phone or email at 413-768-9848 or wanda@wandamooney.com.

For more information about community happenings and real estate news visit Wanda's Blog at wandamooney.com/blog.

 

April 2020 Pioneer Valley Single Familly Homes Sales Report

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Sales of single family homes in Franklin County were down 28.3% and median price down 1.1% in April 2020 compared to April 2019. The sales were down in Hampshire and Hampden County. Median price was up in both Hampden and Hampshire Counties. 

The average days on market in the Pioneer Valley was down 29.4% from 85 days in April 2019 compared to 60 days in April 2020. Listings that are pending (under agreement to sell) were up down 23.1% from 568 listings pending in April 2019 to 437 listings pending sale in April 2020.

For more information about community happenings and real estate news visit Wanda's Blog at https://www.wandamooney.com/blog/

Information provided from the REALTOR Association of Pioneer Valley

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March Pioneer Valley Single Family Home Sales Report 2020

Single Family Homes Western MassSales of single family homes in Franklin County were up 33.3% and median price up 7.3% in March 2020 compared to March 2019. The sales were up in Hampshire and Hampden County. Median price was up in both Hampden and Hampshire Counties. 

The average days on market was down 2.3% from 82 days in March 2019 compared to 80 days in March 2020. Listings that are pending (under agreement to sell) were up 4.2% from 529 listings pending in March 2019 to 551 listings pending sale in March 2020.

For more information about community happenings and real estate news visit Wanda's Blog at https://www.wandamooney.com/blog/

Information provided from the REALTOR Association of Pioneer Valley

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Local Lenders Help Those in Need with Mortgage Payments

Greenfield savings bank cooperative massachusetts

 

 

 

 

 

 

 

It’s easy to love Franklin County Massachusetts in good times, but it’s in these difficult times that the reasons to love our community are highlighted even more. So many local businesses have stepped up in the past few weeks with the outbreak of COVID-19. Some have done their part to protect our community by shutting their doors, offering services which are in line with social distancing, or even offering ways to help financially.

Two of our local banks, Greenfield Savings Bank and Greenfield Cooperative Bank, have updated their mortgage payment policies to help those who have been financially impacted by the COVID-19 Pandemic. The following statements are taken directly from each banks’ websites:

Greenfield Savings Bank COVID-19 Residential Loan Relief Program

Effective immediately, Greenfield Savings Bank is offering to defer up to 90 days of mortgage and/or equity line or equity loan payments to all our Residential Loan customers who have been financially impacted by the COVID-19 pandemic.

  • This program is available during the National COVID-19 emergency
  • It is available on residential mortgages and/or equity lines, secured by one-to-four family properties
  • There are no processing fees
  • Your Credit Report will not be affected by this program.
  • Customers can select 30, 60 or 90 days deferment of payments
  • The program will include your property tax escrow payment, if applicable
  • It is open to all residential loan customers economically affected by the COVID-19 pandemic, including job loss, reduced wages, etc.

Visit Greenfield Savings Bank online for more information and to opt-in to this special relief program.

Greenfield Co-operative Bank Announces New Payment Option for Customers as a result of Coronavirus (COVID-19) issues

Michael E. Tucker, President & CEO of Greenfield Co-operative Bank and its Northampton Cooperative Bank division, was pleased to announce that our community bank board has approved a program to provide a “Payment Holiday” for existing GCB customers who have a portfolio loan at GCB to defer making their monthly payments coming up in April and May for up to 60 days. For eligible customers who wish to “Opt In”, there will be a simple form to complete. The payments usually due for April and May would simply be added to the back end of the loan term. Customers would then not have to make those payments until the end of the original term. The term would be extended 2 months to allow those payments to be made at the end of the original term.

If you have a fixed rate Federal National Mortgage Association (FNMA) loan that is serviced by GCB, we regret we are unable to offer this program at this time. We are contacting FNMA to see what might be available and will notify the public if circumstances change.

Visit Greenfield Cooperative Bank online for more information and to fill out the mail-in or online Opt-In Form. 

 

 

January 2020 Sales Report of Single Family Homes in the Pioneer Valley

Sales of single family homes in Franklin County were down 5.3% and median price down 9.1% in January 2020 compared to January 2019. The sales were up in Hampshire and down in Hampden County. Median price was up in both Hampden and Hampshire Counties. 

The average days on market was down 19.3% from 92 days in January 2019 compared to 74 days in January 2020. Listings that are pending (under agreement to sell) were up 7.5% from 360 listings pending in January 2019 to 387 listings pending sale in January 2020.

Pioneer Valley Real Estate Sales Report January 2020January 2020 Single Family Homes SalesFranklin County Local Market Update January 2020

2019 Year End Real Estate Market Update of Single Family Homes in the Pioneer Valley Region

Sales of single family homes in Franklin County were up 4.1% and median price up 7.7% in 2019 compared to 2018. The sales were up in Hampden County and down in Hampshire County. Median price was up in both Hampden and Hampshire Counties. 

The average days on market was down 2.7% from 68 days in 2018 compared to 66 days in 2019. Listings which are pending (under agreement to sell) were up 4.8% from 5,867 listings pending in 2018 to 6,149 in 2019.  

The sale reports are provided from the Realtor Association of Pioneer Valley.

2019 Pioneer Valley Report Real EstateSales Report Single Family HomesFranklin County Local Market Update Massachusetts

 

October 2019 Pioneer Valley Sales Report of Single Family Homes

Sales Report Real Estate Pioneer ValleySales of single family homes in Franklin County were down 4.8% and median price up 2.3% in October 2019 compared to October 2018. The sales were up 5.2% in Hampden County and 45.6% in Hampshire County. Median price was up in both Hampden and Hampshire Counties.

The average days on market was down 15.7% from 65 average number of days in October 2018 compared to 54 days in October 2019. Listings that are pending (under agreement to sell) were up 4.4% from 523 listings pending in October 2018 to 546 listings pending sale in October 2019.

October 2019 Pioneer Valley Real Estate Sales ReportReal Estate Western Massachusetts October 2019Realtor Association of Pioneer ValleyFranklin County Massachusetts Real Estate

September 2019 Sales Report of Single Family Homes in the Pioneer Valley

Sales of single family homes in Franklin County were down 12.7% and median price up 15% in September 2019 compared to September 2018. The sales were up 3.3% in Hampden County and 33% in Hampshire County. Median price was up in both Hampden and Hampshire Counties. 

The average days on market was down 15.6% from 65 average number of days in September 2018 compared to 55 days in September 2019. Listings that are pending (under agreement to sell) were up 38% from 432 listings pending in September 2018 to 596 listings pending sale in September 2019.

September 2019 Pioneer Valley Sales ReportPioneer valley sales report key pointsPioneer Valley Local Market Update Real Estate

Franklin county local market update September 2019

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